Obtaining a loan

In today’s market, you will almost certainly need to show evidence of funds (or the ability to obtain them) at the time you make your offer. So unless you have cash, we encourage you to talk with a lender before you even begin shopping for homes. That way you can get your house hunt off to a realistic start, and be ready to go in the event you find a good match. When talking to your lender, here are some programs you may want to ask about:

Loan Programs

  • USDA Rural Development Housing Loan Programs
  • FHA First Time Homebuyer Loan Programs
  • FHA 203(k) Home Rehab/Renovation Loans
  • FHA Reverse Mortgages for Seniors

Consumer Beware: